Cable is so Expensive
Now that I’m one of the retired community I’ve been looking for ways to cut my expenses with the least possible impact on my lifestyle. I’m waiting patiently for the real estate world to recover from the Interest increases so that my retirement account will get healthy again. But one of my biggest monthly expenses is cable. I have the Bundle which is supposed to save me money but it just keeps going up. Even worse is that there is nothing on TV . I watch only about 5-6 channels and can probably do the narrations on each program since they are all re-runs. I can’t cut out those unused channels because then I would lose the package with the ones I do watch.
The phone is part of the package but I get so many spam calls that I shut the ringer off. When I see the message light I check it but other than that it just takes up space on my desk. We all want to remember to get the car warranty updated, right? Everyone uses my cell phone.
Step 1
I started the process a couple of weeks ago when I found a sale on Roku TV’s. For $99 I was able to order a nice TV for the bedroom. I need Forensic Files on when I try to go to sleep. My old TV couldn’t stream so a new TV was needed. That worked out great. The new TV even has an easy to set sleep timer. So far it’s been working great.
Step 2
Now that I’ve figured out the new TV, I took the 2nd step. I upgraded my HULU account to add Live TV. Then I switched back and forth between cable and Streaming to be sure the Live TV matched what was on the cable. It did! I’m going to see if I can handle streaming only for about a week. I don’t see a “guide” on the streaming platform so I’m probably just not familiar with it yet. Anyway, if it goes well I will turn off the cable and phone next week. I will keep the internet.
Step 3
So as I said, If all goes well I’ll be cable and phone free next week. Then I’ll turn in the cable boxes (That’s $20 just for the box rental) My cable company will want their modem back since it’s a phone and internet modem so I think I’ll buy my own internet modem and then the transition will be complete
Almost There
So I’ll let everyone know how it goes. If I decide to finish the final steps it should save me about $100 a month. Hulu is $70 and includes Disney Plus which I’ve been paying extra for. I’m not sure how much internet alone costs but I’m guessing it’s probably around $80 / mo. So that’s $150/ mo. instead of the $250 per mo. I’ve been paying. That kind of savings certainly makes this experiment worthwhile.
I’ve checked the channel list on HULU and all of the channels I watch are there. Just have to figure out how to tell what’s on the schedule, I’m so used to scrolling the channel guide!
Good luck. I already changed my home phone and internet. Also my home owners insurance and car insurance and all three of those have saved me $900 a month. Of course insurances always go up every year. I have not worked on my TV yet but I have been thinking about just streaming. George now has streaming and an outside antenna for local channels. One of my neighbors has digital antennas and does streaming. lots of options to think about.
We cut the cable a LONG time ago. We’ve tried several companies. Right now we have YouTubeTV. It’s $64.99 a month and we pay $50 for our internet which includes a phone which we do not use but it’s cheaper to have the bundle. We use an internet phone for overseas calls (Google Voice) which is free. We also use Facebook messenger and Line for video calls overseas which is free. I don’t think we will ever go back to cable.
Hi Sandy I found I was spending more time streaming than using cable but it’s hard to let go of what you know. I haven’t started to worry about the insurance yet. It’s a new cell phone plan next. One baby step at a time
Hi Gretchen
I think part of my reluctance to leave cable hs been that I worked for the Cable company for almost 10 years! I used to say that I wouldn’t be able to afford cable if I wasn’t working for them since we got our services for free. Then when I left they gave a huge discount to us to keep us. When I started working for Redfin I was making more money so I didn’t pay much attention to the cable bill creeping up. Now things have changed and I guess it’s time for me to change too 🙂