And the week 5 tallies are in. The Photo of the Week with the most hits, likes, shares and/or comments is Meditation Center with a total of 30 points.
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Category Archives: Massachusetts
The Insurance Jungle
About a week ago we had the 2013 wrap up meeting in Somerville at the main Boston Office. What that means is I get to drive 51 miles each way to hear how we did and hope for some insights on what’s to come in 2014. Being a work from home employee, my attendance is optional but I am a nosy employee. I want to hear from the horses mouth what’s projected for the coming year. I don’t want to hear all the speculation and innuendo when the meeting results gets rehashed over the email water cooler.
So as a dutiful, nosey employee I made my way (1.5 hours) to the Somerville office via the central artery, the expressway, the “distressway” , Route 93, or any and all of the above, They are all names for the same stretch of highway H_ _ L.
Following the meeting and a nice lunch (I really go for the free food)
I headed back to repeat the process. It was about 2:15-2:30 when I left. That’s slightly ahead of rush hour. (in theory) . Traffic wasn’t too bad as I entered the tunnel to the southern side of the artery but it was filling in fast. I’d almost made it to what they call the Braintree Split when it happened.
I have no idea what actually triggered the accident.
There was a large truck to my right with a brown SUV behind it. I was in the next lane, a travel lane with cars in front and in back and the next lane to my left was also filled with cars.
Traffic was moving probably 30-40 miles per hour. A good clip for the volume. A lot of jockeying goes on here as the right hand lanes try to get to the left side for RT 3 and those on the left try to cross to the right for Rt. 128.
Suddenly I heard things flying and then something shook my car. I didn’t know if I had damage or not but plastic stuff was still flying around so I pulled over. The Brown SUV had hit the left rear of the box truck and the force of that hit bounced him into my car. His SUV was a mess. The truck had only slight damage. My car has a superficial scrape and the passenger mirror was knocked off. It will still cost a bundle to be repainted.
I called 911 and the state police responded right away.
My car was drivable so after an exchange of insurance cards I was on my way, “collateral damage” to the main even between the SUV and the truck. Thus entering the INSURANCE JUNGLE.
My first call was to my insurance carrier to put them on notice. My intention was to go through the SUV’s carrier. First I got a call from the “adjuster” from my company. Then I got a call from the “Liability Adjuster” from my insurance carrier. He took a statement and told me they would pay the whole claim and to go ahead and get the ball rolling with the body shop.
The body shop said “Whoa, not so fast. They won’t pay the deductible.” I said yes, the adjuster said they would because it wasn’t my fault. Then I got another call from someone else …again from my company…who confirmed that they would pay the deductible and “subrogate” from the other carrier.
Today I took my car for an estimate. The body shop will send the estimate in to the company and then we’ll wait for approval to go forward. I still haven’t heard from the other insurance company. In the meantime, duct tape fixes anything. 🙂
Mother Nature’s at it Again
So much for “clear skies”. The Northeast just went under a blizzard warning for tonight and tomorrow until 1pm. Up to 12 inches of snow and bitter cold is predicted. My co-workers who are flying JetBlue out of Logan (Boston) are scrambling. Flights are already being grounded. Even so some airlines are charging extra to re-book .
Work emails are flying telling us what the company will pay for and what to do if we have to arrive a day early.
I spent 45 minutes on hold for Southwest Airlines. According to their web site my plane tomorrow is on- time and scheduled. Once I got through to a real live person I was assured that I would be notified of any change but as of this minute the flight was scheduled to take off on time.
I just hope I’ll be able to get to the airport to be on it.
Those Were The Days
Didn’t I just say that I hate the cold? I don’t hate the snow. It’s pretty and if it could be warm I might actually like it. It seems to me as a kid I liked it. I remember snowball fights and snowmen and snow forts. I loved “tracking” little animal prints through the white stuff and even learned to snow shoe.
Remember the “Flying saucers?”.
They were round aluminum disks that we sat on to go twirling down the hills when we weren’t racing on the toboggans, I remember the flexible flyer too. We’d hold it up as we ran like crazy only to throw ourselves on it while we were still in the air, kind of like a belly flop except we wanted to do this to get the sled moving faster.
Remember the ice crusts? We’d use plane old cardboard boxes to go sliding then. Just don’t fall face first as that crust could slice and dice. I made many trips home bloodied up.
I even went horseback riding in the snow when I could sneak out. That was a big no-no when it should have been a yes-yes to keep the horse from getting too frisky. 🙂 A fine example of 20-20 hindsight. But my point is that I didn’t always hate the cold and snow.
I hate it now because it hurts. It makes my joints ache, especially my hips, knees and ankles. Today we can add in my right shoulder, maybe from shoveling? I wish it didn’t affect me that way.
I see these wonderful nature programs on PBS, polar bears, elk, caribou and other northern snow-loving animals.
I want to photograph these animals in the wild, not at the zoo. I want a picture of a deer standing in a field of snow for one of my Christmas Cards.
There’s a place, a sanctuary, where I could photograph wolves but the best time to go is, you guessed it, in the winter.
Right here in Massachusetts we have wintering grounds for snowy owls. The best known one is Duxbury Beach, a six mile long barrier beach. Snowy owls that try to settle at Logan Airport are trapped and moved to this stretch of sand to rest before they continue on their southern migration.
Photographing the “Snowies” is a common winter pastime for bird photographers and birders hold walks to look for them along the beach, but let me tell you, that wind off the water is cold. I’ve driven over to that beach only to chicken out once the wind hit me. I guess I’ll never make a serious nature photographer…more like a fair weather one.
So until I figure out how to keep warm out there, I’ll stand by my “I hate the cold” comment.