Progress on My New Life

Posted on by

Making Progress

Isn’t it amazing how much progress you can make when given the right information? I finally got the information on COBRA from my former employer, a month to the day after they laid me off. Plus it was 18 pages of small print! My company insurance ended 11/30 so I’ve been uninsured since then. That can get expensive fast as I just had to pay full price for 2 prescriptions. They came to almost $350.00.

Medicare

I have Medicare Part A. I’ve had that since I turned 65 but I never added anything else since I had insurance through my employer. I got laid off in the middle of “Open Enrollment” so there were a lot of resources out there. Each one gave you different advice/information.  I did learn that I had to add Part B before I could get in an Advantage Plan. Thus began a frustrating quest to get signed up for Part B. 

Medicare Images – Browse 214,184 Stock Photos, Vectors, and Video | Adobe Stock

The advice was to sign up online. One advisor even walked me through the links to get to the application. No luck. They system said my information on file was different from what I entered. That was the last straw. I took myself down to our local Social Security office and got in line.

Social Security

 

The wait turned into 2 hours for about 10 minutes with the social security representative. My meeting was quick because she just told me I couldn’t sign up online and handed me a form that my (former) employer had to complete stating they had been providing insurance and the effective dates.  So It’s back to Redfin again. Until I get that Part B coverage . No Advantage yet.

Dreaming Up A New Name For Your Business 3 - Wait For A Long Time - Free Transparent PNG Clipart Images Download

The Form

I must give credit where credit is due. Redfin set up a “Transitional Assistance Team” and provided an email, I sent the form to that email and got an immediate response. They sent to the Benefits Team. I expected that to take a few days but no,  they got the completed form to me the same day! I printed it out sent it off to Social Security immediately. Fingers crossed they are quick.

COBRA

Cartoon Cobra Stock Illustrations – 3,912 Cartoon Cobra Stock Illustrations, Vectors & Clipart - Dreamstime

It all depends on how quick Social Security moves but if they get me my new card, I can select just dental coverage through COBRA and keep that a couple of months while we finish up my implants.  By being able to select the coverage I want it becomes much more affordable.

Life Insurance

I never considered Life Insurance as I had plenty through my work. Now I had none and being old and diabetic made me high risk. You’d think I was going to die tomorrow!  After collecting my denial letters I lowered my expectations and picked up a small policy to cover burial/ cremation expenses. No memorial service, no urn. My poor family will get handed a baggie of cinders.

Floral Heart Shaped Biodegradable Urn - Perfect Memorials

Still to Do

The insurance was the BIG item on my list but the only other thing I can think of is to close out my 401K. There’s not much in there as I’d shifted my attention to buying stock. My investment (Stock) account, which was my retirement, has to sit until the stock market recovers.  I kept investing even as the stock price fell because you buy low and sell high. Right?  I’m optimistic about the future of that account once this recession is past. 

 

Natural Wonders of the USA Part 3

Posted on by

Natural Wonders

Lets continue down the list of the wonders in each state. I hope you are finding this as interesting as I am. Maybe you’ll be inspired to check some of these out.

9. Tennessee – Ruby Falls

I’ve been to Tennessee. Best Bar B Que I’ve ever tasted. It ruined me for our local stuff!  Plus I saw so much wildlife on that trip. But I didn’t see the Natural wonder for Tennessee. That is Ruby Falls. 

Ruby Falls, Copied from Internet

Ruby Falls is different. You won’t find it off a trail or roadside. No, Ruby Falls is an underground cascade that follows a series of falls down 145 ft. The underground cavern is located in Lookout Mountain. Lookout Mountain is located minutes from downtown Chattanooga and would certainly be an extraordinary experience.

10. Massachusetts – Chesterfield Gorge

Massachusetts, my home state. I’m ashamed to say that I have never heard of our Natural Wonder. It’s called Chesterfield Gorge and if our weather ever clears up I’ll definitely take a trip to see it. 

File:Chesterfield Gorge, West Chesterfield MA.jpg - Wikimedia Commons

The gorge features deep walls that rise up to 30 feet high. The cliff edges do not feature any trails that go to the bottom but you can travel along the cliff top, which offers a terrific view of the gorge as well as the river and surrounding forest.

11. Arizona – Antelope Canyon

Every photographer has heard of Antelope Canyon, Arizona. I’ve dreamed of photographing it for years. I’ve been to Arizona several times. I usually stay in Sedona,  the beautiful Red Rock country.  It’s hard to believe that the Grand Canyon wasn’t Arizona’s number one Natural wonder but I can truly see Antelope Canyon too

Grand Canyon AZ- 2011 Photo credit Deb Neumann

Antelope Canyon- From internet

Antelope Canyon is  spectacular especially when you have the right light. The best time to view the canyon is in the summer.  Prone to flash flooding, you’ll want to avoid it during the monsoon season.

12. Washington State- Ho Rainforest

Washington is another state that I’ve checked off as visited. I went to Seattle where I rode to the top of the Space Needle and visited the Chihuly Glass Museum. Not Natural Wonders but certainly beautiful.

Seattle Harbor – 2013 Photo credit Deb Neumann

Washington State is located in the Northeastern part of the USA that is considered rainforest. Located in Olympic National Park is an old growth forest that can get as much as 14 feet of precipitation a year! That certainly qualifies the area as rainforest!

 

Hoh Rainforest, the most famous rainforest in the lower 48 states, has recently gained attention as perhaps “the quietest place in the U.S.”—the perfect remedy to noisy modern life.

I’ve not been to the Ho (Hoh) rainforest but I did experience the rainforest on my trip to Alaska. I believe that was the Tongass National Forest. Amazing places. wet and lush. And yes, quiet. All that moss and soft earth seems to absorb sound.

Next Time on Natural Wonders

We’ll explore 3-4 more natural wonders in my next post in this series. I hope you join in. Have you been to or heard of any of the places we’ve mentioned? Please share your experience in the comments! I’d love to hear from you.

Did You know Me Then

Posted on by | 2 Comments

Did you know me then!

A poem to the those that gave all on December 7, 1941

I was born in a small town in the mid-west or was it a large city back east?
I can’t remember anymore.
Did you know me then?
I remember getting the chores done so I could go to the Saturday matinee or was it the baseball game.
I can’t remember anymore.
Did you know me then?
I remember the depression of the 1930’s and Papa working so hard to care for the family,
Anyway he could with odd jobs. I especially remember Mama making ends meet.
Papa was stern with the family but, Mama sweet Mama , what an angel she was.
Did you know me then?
I remember the swimming hole that we swam in, the bicycle rides, the picnics.
Did you know me then?
I remember school, Boy, do I remember School. I remember the soda shop and the good times after school.
I remember Mary the girl next door or was it Sue the girl I met at the dance.
I can’t remember anymore.
Did you know me then?
I remember people talking about the war in Europe,
But we’re in America why worry about what’s going on there.
This is America, the land of opportunity. We would never get involved in their problems.
Did you know me then?
I remember my brother Bob and I enlisting in the Navy together.
I remember Mama insisting that we serve on the same ship together, so we could take care of each other.
Did you know us then?
I remember our being assigned to the battleship USS Arizona, she was a beautiful sight to behold.
I remember when we were told we were to be home ported in Pearl Harbor, Honolulu.
Wow! Hula girls, grass skirts, beautiful beaches. Paradise, a dream come true.
Did you know us then?
I remember December 6, we all went to Bloch Arena to watch the battle of the music competition.
The music played by the bands was great.
Did you know us then?
I remember Sunday, December 7, not too much going on, just lying around.
Then that thundering noise that broke the Sunday morning quiet. It sounded like hundreds of aircraft.
I remember the explosion, my breath and whole being taken away from me.
Did you know me then?
I can hear Mama crying, Papa hasn’t cried yet.
I want to tell him “It’s ok to cry , Papa, every tear is a prayer”
We’ve been home ported here for a very long time.
I can see our buddies aboard other ships saluting as they pass by. I hope they see me returning their salute.
Do they know me?
My buddies and I are really at peace now. Pray for us!
Did you know me?
Then if you knew us, remember us always.

John Vierra, Park Ranger, USS Arizona Memorial

Natural Wonders of the USA- Part 2

Posted on by

Natural Wonders

Lets continue with our Natural Wonders List.  Next up

4. North Dakota

And guess what is the Natural Wonder for North Dakota- Theodore Roosevelt National Park. Nice to know I’m on the right track. 

The Theodore Roosevelt National Park in the western part of North Dakota is comprised of three separate badlands which altogether stretches out over 110 square miles. Its  a popular wildlife viewing area which is my interest. So No I haven’t been to North Dakota yet and Theodore Roosevelt National Park is on my list for when I do go. 

Moving on to

5. South Dakota

The Natural Wonder in South Dakota is Custer State Park and yes, I have been there. It’s a really great state park. Not only did we see bison, lots and lots of Bison, we saw mule deer and pronghorn antelope but the most fun were the “Beggin’ Burros”. The burros are wild donkeys that live in a small section of Custer State Park along the road. They are called “begging burros” because they’ve become famous for approaching vehicles and expecting food.

 

Beggin Burro 2011 – Photo credit Deb Neumann

6. Delaware

Number 6 on the list is Delaware and that state’s natural wonder is Brandywine Creek. You may have heard of it because it was a battlefield in the revolutionary war.  We lost that battle but of course we all know that we went on to win the war. Now it’s part of Brandywine Creek State Park. It looks really pretty. 

7. Rhode Island

Rhode Island is another neighboring state, one that I go to often. The Natural Wonder on the list threw me at first. Then I realized it was located on Block Island.. I have been Block Island for a weekend. I was out there to photograph lighthouses. But the Natural Wonder is Mohegan Bluffs. 

Mohegan Bluff- Photo credit Deb Neumann

8. Montana

Another State I’ve yet to visit. The big thing on my list is Going to the Sun Road. Good to know that Going to the Sun Road is part of Glacier National Park so I don’t have to skip one to do the other. Although Glacier is in the name, over the last 12,000 years, the glaciers of Glacier National Park have largely disappeared. While 150 glaciers existed in the mid-19th century, only about 25 exist now. That’s sad but I saw lots of glaciers on my trip to Alaska.

I think that’s enough for this post. 3 states that I need to visit. One done and the Wonder seen. The list will be continued. 

Natural Wonders of the USA- Part 1

Posted on by

Natural Wonders to See

I love lists. I love to make them and then check them off. It helps me get things done so I like seeing these lists of places to see and things to experience. Like this list of Natural Wonders in each state that I found.  I decided to go through the list and see what I’ve done and what still need to be checked off. It kind of goes with my 50 State Challenge.

Best Natural Wonders to see in each state!

1. Wyoming

Lets kick it off with Wyoming. Devil’s Tower. Located in Crook County, the Devils Tower is the first national monument in the US, established by Theodore Roosevelt in 1906.  I’ve been to Wyoming. It was a great trip but I was in Jackson Hole and Devil’s Tower is to the east so I didn’t see it that trip. It’s on my bucket list.

 

2. Vermont

Next on the list is one of my neighboring states, Vermont. I’ve been hanging out in Vermont since I was a kid. It was a family tradition to take Sunday drives to Vermont and count the deer that came out to graze in the fields at dusk. My favorite weekend is the Maple Sugar Weekend when the sugar shacks open up for tours and fresh maple syrup and maple sugar abound.  You have to watch for it because it depends on the weather when it gets scheduled. But I digress- the number one Natural Wonder in Vermont is… Quechee Gorge. 

Quechee Gorge 2014- Photo Credit Deb Neumann

Yes I’ve been there. Many times. This time I took the trail to the bottom of the gorge. Most folks take their pics from U.S. Route 4 bridge. You can see the bridge in this picture. It’s pretty spectacular from the bridge too.  It is among the deepest gorges in the country and the deepest in Vermont at 165 feet.

3. Alaska

I went to Alaska in 2013. Our cruise took us into Glacier Bay. Gorgeous and number 3 on our Natural Wonders List. We went in May and it was COLD! Brrr- 

College Fjord Glaciers

Glacier Bay, Alaska – 2013

The first 3

So of the first 3 on the list I’ve been to all 3 states but only 2 of the Natural Wonders.  Can’t wait to see what the next 3 Wonders are on the list.